Since we're still on the topic of health programs and such, just a tip:
If you're looking to add your wife as a dependent on your health insurance at work and work makes you pay any amount for dependents, do some research, especially if you're not looking to have kids anytime soon.
Most of the time, maternity coverage is mandatory on group policies, whereas it's difficult to find maternity coverage on individual/family policies. It might just turn out to be a lot cheaper for your wife to get an individual policy because maternity coverage costs A LOT!