manyinvaders
Level 3, basically, is my nemesis.
--LAN3 Mon Jun 18 11:48:42 2012
yeah, it's surprisingly tough to get beat the "50" high score I put there when I thought i was getting 43 pts w/o too too much hassle
--Kirk Tue Jun 19 11:21:29 2012
There is one easy way to get top 800+ scores.Use your criedt card, but pay in full each month.Carrying balances actually devastates your criedt rating.Pay off those cards in full and see your score increase within 30 days (or when the closing date is on your cards and they cards report to the bureaus).Any time you use more than 25% of your available limits in your cards you are destroying your criedt worthiness.It is 100% myth that carrying balances on a criedt card is good for you.Pay in full each month  never pay interest  and get amazing scores./
--Rudra Sat Jul 7 03:27:57 2012
You never get a boost, as credit score takes time to actamuluce, but the ideal number of credit cards is 3. If you have less than 3 the score goes down, if you have more than 3 the score may go down too. But if you already have more than three, do not close unused cards, just put them away. Since the length of time accounts established also matters, what also matters is your total debt/available credit ratio. So say you have 6 credit cards with total available credit of 35,000 and you have overall balance of 10,000 in 3 cards  that is a little less than 33% of your available credit  looks good. You close 3 unused cards, and your available credit goes down to 20,000, now your ratio is 50%  this is a borderline. Over 50% is definitely bad!So, if you have 3 cards, do not open new ones, if you have 6 but using 2-3, just leave other cards alone, unless terms become a burden such as annual fees etc. Then close non-needed cards.
--Siknder Sat Jul 7 10:24:24 2012
You never get a boost, as credit score takes time to actamuluce, but the ideal number of credit cards is 3. If you have less than 3 the score goes down, if you have more than 3 the score may go down too. But if you already have more than three, do not close unused cards, just put them away. Since the length of time accounts established also matters, what also matters is your total debt/available credit ratio. So say you have 6 credit cards with total available credit of 35,000 and you have overall balance of 10,000 in 3 cards  that is a little less than 33% of your available credit  looks good. You close 3 unused cards, and your available credit goes down to 20,000, now your ratio is 50%  this is a borderline. Over 50% is definitely bad!So, if you have 3 cards, do not open new ones, if you have 6 but using 2-3, just leave other cards alone, unless terms become a burden such as annual fees etc. Then close non-needed cards.
--Siknder Sat Jul 7 10:24:24 2012

Comments Disabled... (Thanks Dirty Rotten Spammers)
Feel free to write kirkjerk at gmail dot com!