April 20, 2016

2016.04.20
"Nearly half of Americans would have trouble finding $400 to pay for an emergency." is alarming to me. I know I make a good salary; but given that I'm not all that extravagant on rent or car and don't have a kid, I do have a bit of "where the hell DOES the money go?" I have some answers, but maybe I should double down and renew studying went Mint.com is trying to tell me.

Sometimes I feel swamped by a kind of innumeracy: On the one hand, I'm ok with numbers, but on the other hand, I don't know how anything works. How do people get by without $400 ready money? How does any company make money? How does anyone buy a house? I think some of the thing is, it's really hard to get an intuition for how things scale, especially over time. 365 is a lot of days; 52 is a lot of weeks. Expenses can be death by 1000 paper cuts over that time, but if you set up things well, the money can come in (or, more typically, some weird gas-law-like equilibrium seems to set in.)

Sometimes I think I should go dig up that old "Lemonade Stand" game and play it 'til I "get it".